Homeowner loans information

Put simply, when you apply for a homeowner loan we'll look at homeowner loans information like your home's value and your mortgage. This homeowner loans information is used to put together a loan pack for you, which we'll send you to read and sign.

Need more homeowner loan information before you apply? Below you'll find some 'homeowner loans information FAQs'and some 'homeowner loans information - top tips'

Homeowner loans information

FAQs

What is an APR?

This is the effective interest rate charged on your loan amount taking into account all fees and other costs. Your APR will depend on your personal circumstances and your ability to pay - the lower your APR the less interest you'll pay.

What is a credit check?

This looks at your finances. Any missed repayments will appear along with your address and electoral roll information. A credit check helps calculate the APR for your homeowner loan.

How much can I borrow?

Usually £5,000-£100,000, over 5-25 years.

How do I apply?

Apply online or call us free on 0808 100 0091. We'll search over 300 loans and provide a free homeowner loan quote - and any further homeowner loans information you need.

Homeowner loans information

Top tips

Homeowner loans information - top tip #1:
'APR Typical Variable' means that 66% of people pay this amount or LOWER!

Homeowner loans information - top tip #2:
Apply to a credit reference agency for a copy of your credit file (for a small fee).

Homeowner loans information - top tip #3:
Payment protection plans don't lower the amount you repay but may cover your homeowner loan repayments if you get sick or lose your job.

Homeowner loans information - top tip #4:
Loans under £25,000 have up to a 16 day consideration period. Take this time to make sure you understand the homeowner loans information we send you.