Homeowner loans

When you need a loan, make your property work for you with a homeowner loan. Unlike an unsecured loan or credit cards, homeowner loans allow you to repay the loan over a longer period of time. Normally we can spread your repayments over five to 25 years to make homeowner loans more affordable.

What is a homeowner loan?

A homeowner loan is not the same as your original mortgage or second mortgage, it is an additional loan which allows you to borrow based on the equity in your home. Homeowner loans are usually easier to obtain than a regular mortgage and because they are secured on your home they usually carry better interest rates than unsecured credit like store cards.

How much can I borrow with a homeowner loan?

Once you apply for a homeowner loan we'll work with you to determine how much you should borrow. We‘ll consider things like your home‘s value and your mortgage. We'll use this information to put together a homeowner loan package for you to consider, which we‘ll post you to read and sign.

What can I use a homeowner loan for?

You can use homeowner loans for almost any purpose. Here are some common reasons why our customers choose homeowner loans:

Please remember, with a homeowner loan you are borrowing against your home so it‘s important not to overextend yourself and put your house at risk.

Where can I find a homeowner loan that‘s right for me?

Right now, we have 100s of different homeowner loans available.

Once you apply for a homeowner loan with us, we will always assess a wide range of homeowner loans before recommending the ideal one for you. And even if your current lender has a homeowner loan you like, it‘s a very good idea to apply with us as we have access to a large panel of lenders.